ZIP Pay & ZIP Money
How does ZIP pay work?
Our partnership with Zip allows you to get your dental work now, while giving you the flexibility to pay it off in up to 12 months – with no interest and no deposit required.
Zip offers 2 simple and affordable payment plans for dental patients.
 |  |  | |
| Account limit: | $350 – $1,000 | $2,000 – $4,000 | $1,000 – $5,000 + |
| Interest free period: | 0% always** | 0% for under $1,500*** | Up to 12 months** |
| Establishment fee: | $0 | $0 | $0-99 |
| Minimum repayments: | $10/week | $20/week | $40/week |
| Account Fee: | $9.95/month* | $9.95/month* | $9.95/month* |
* Waived if you have no balance
** Always read the terms of and conditions – interest free periods may vary
*** For amounts above $1,500 – the standard interest rate is 12.95%, charged daily.
Get started using Zip
Apply online for a Zip account here
There are 3 types of Zip accounts – Zip Pay, Zip Plus and Zip Money
Zip Pay requires:
- Some personal information
- Verification of your mobile number
- Facebook, Paypal or LinkedIn account in your name
- Read more here: https://zip.co/au/zip-pay
Zip Plus requires:
- Can be upgraded from Zip Pay to Zip Plus
- Your Zip Pay account will be closed
- Read more here: https://zip.co/au/zip-plus
Zip Money has a significantly higher limit and as such requires additional information over Zip Pay:
- Residential and employment status
- Income & other resources to meet loan repayments
- Transaction history via an online bank account
- Read more here: https://zip.co/au/zip-money
Zip is a line of credit – a credit check may be performed
You may be required to pre-approve the Zip ‘order’ prior to your dental visit
Once approved, you are ready for your appointment!
*Please note: Failure to pre-approve your Zip order may result in your appointment being cancelled.
Disclaimer
For Zip help, please click here.
**Disclaimer:
Available to approved applicants only and subject to completion of satisfactory credit check. Minimum monthly repayments are required. Paying only the minimum monthly repayment amount will generally not repay a purchase within the interest free period. A monthly account fee of $9.95 will also apply and a one-off establishment fee may apply for new customers. Any balance outstanding at the expiry of the interest free period will be charged at the standard variable rate, 25.9% per annum as at 1 June 2023. Other charges may be payable, see T&Cs. Interest, fees and charges subject to change. Terms & Conditions apply and are available on application. See your contract for further details. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence Number 441878).
Other Payment Plans
A smile is for life, so it is definitely worth your while to plan for the future. Here at Cranbourne North Dental, we offer payment plans via:
Frequently Asked Questions
What’s the difference between ZipPay and ZipMoney?
ZipPay is a buy-now-pay-later offering with a limit of up to $1000.
ZipMoney is a line of credit with a maximum of $5000
Depending on how much you are planning to fund on the plan, that would determine which one you chose.
